Let me share an interesting episode which happened with a dear friend of mine. She wanted to send some information regarding a cheque to an acquaintance. She was quite stumped when she was asked for the MICR code. after much eye-rolls and the “typical woman” looks, she was explained what that particular code is.
To all my uninitiated women-friends, let me give you the one-on-one of this cryptic code that eludes the most savvy and outgoing of all women.
MICR – Stands for Magnetic Ink Character Recognition is Magnetic Ink Barcode Printed on the bottom of Bank’s cheque leaves.
It is unique system used by the Bank for cheque clearing and Every bank has unique MICR Code.
- Bank Name
- Bank Branch Code
Example: MICR Code No. 560015005
- 560 – Represents City Name [Bangalore]
- 015 – Represents Bank Name [Canara Bank]
- 005 – Represents Bank Branch Code [Avenue Road Branch]
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